Finance memo Essay Example | Topics and Well Written Essays - 500 words - 1

Finance memo - Essay Example The objective of weekly loan facility was to promote liquidity in the treasury and security markets, which could result in advanced occupation of financial markets. The TALF was announced in the month of November 2008. The prime objective of this facility was to provide a funding facility to meet the needs of small and domestic businesses through the support of issuance of asset-backed securities. The TSLF is in contrast to the conventional monetary policy used by the Federal Reserve used to answer the disruptions of the credit market. TSLF creates support of liquidity for the primary dealers where they are operating. TSLF was used in contrast to the conventional interest rate policy where the Federal Reserve eyes to increase the rate of interest at which the interbank dealing takes place. The Federal Reserve had to carry out asset purchases of large scale in order to increase interest rates. (Advisers) TALF is considered as a monetary policy tool by the Federal Reserve as it was aimed at reopening of the securitization market in order to improve the access towards the credit instruments for the small and household businesses. (Brown) This has given a rise to the consumer and small business lending where the investors have gained a lot of confidence in the ability of the market to function without the support of the government. It was noticed that by March 2009, the percentage of purchase of the asset backed securities using TALF was around 60%.

Tobacco growth Lab Report Example | Topics and Well Written Essays - 1000 words

Tobacco growth - Lab Report Example The study recommends growth of Burley tobacco in artificial soil. Research questions The study sought to investigate the following research questions. Does the soil type affect germination of plants? Does the soil type affect the growth of plants? Hypotheses In order to answer the research questions, the research explored the following sets of hypotheses, Ha1:  µA=  µP=  µO; there is no significant different on the effect of type of soil on germination of tobacco. (Where  µA,  µP, and  µO are the mean percentage of germinated seeds for artificial, plain, and organic soils respectively) Ho1: Any of the  µA,  µP, or  µO is different; there is a significant difference in the soil’s effects on the ability of tobacco to germinate. Ha2:  µA=  µP=  µO; There is no significant difference on the effects of type of soil on the tobacco’s grow. (Where  µA,  µP, and  µO are the mean length of the plants for artificial, plain, and organic soils respectiv ely) Ho2: Any of the  µA,  µP, or  µO is different; there is significant differences in the soil’s effects on the ability of tobacco grow. Materials and methods Materials The following materials were used in the experiments; Burley tobacco seeds, 15 small growers’ pots, labeling stickers, three different types of soil (artificial, plain and organic), light spray, tweezers, spatula, water, and zip-ock-bags. Design The research applied a complete randomized design in its experimental set up. The design involves separate blocks for experiments and each block has the same number of treatment. The design was selected for its advantages that would facilitate exploration of the research questions and the research hypotheses. One of its advantages is its level of precision that also eliminates error because of existence of control. It also offers more information as compared to other designs because treatments across all blocks can be paired during analysis. The design i s also simple to implement and is flexible. It is however suitable for blocks with relatively small sizes (Montgometry and Runger, 2010). Research procedure The research process involved acquisition of 15 small grower’s pots that were labeled with the group’s identification number. The pots were organized for three treatments and each treatment had five replicates that were achieved in five different pots and were each labeled. Each of the pots was filled to 1 inch below the top with the appropriate soil. Using a light spray from the hose, the soil was saturated, evenly, so that it settled. One more inch of soil was then added to the saturated soil from the top and watered. The process was repeated until the potting mix no longer settled. Tweezers was then used to disperse 10 tobacco seeds into a small beaker before the 10 seeds were evenly and randomly distributed across the surface of each pot. Care was taken to get exactly 10 seeds into each pot. Each pot was then s lowly dipped into a pan of water until saturation was achieved. â€Å"Watering from the bottom† technique was used, throughout the study, to achieve this. The pots were then sealed in their own labeled Zip-Lock bag and placed, randomly, under grow lights as directed. Once a week, we went down as a group to count how many plants had germinated and watered our plants. We placed a toothpick next to each sprout to mark its location for analytics purposes in case germinated seeds dried up. At the end of the study, we determined the percentage germination and